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Showing posts from April, 2012

Consumer predictions

So, I have been told for years that I live on the edge of the zeitgeist and I am tired of not getting any credit for intuitive ideas. So, I am going to tell you what I am obsessed with right now and then we will see if and when any of those come to fruition. I do suspect that some of these will already be common knowledge in other parts and that I am just repeating what I have seen but lets give it a try: 1. I had a dream about short shorts in those pastel floral patterns that we used to wear in the 90's. Think 90's- tight rolled jeans, keds, z cavaricci's (spelling?), cross colors, baggy pants, zulu knots-you name it! 2. Yellow Gold. It is back and it will take back its position in every wedding ring rack in the US. 3. Those wide toed chunky, clunky boots that we wore in early 2000 but they will be in earth tones like brown-black will not be the thing- and they may have like a steel toe with copper instead of steel (again, that yellow, rose gold will be big). 4. Zi...

Health Insurance Tutorial

When I was 24 I had the honor and misfortune of landing a job as a customer service representative at a call center for a local health insurance company. I had left a lucrative but soul robbing job as a recruiter for a private technical college and was unable to find any other jobs that were not sales or recruitment related. After a 17 week training about how insurance works and how to use the company's complicated claims system and computer software I only lasted about four months. The major factor that did me in was being switched from answering calls from New Mexico doctors offices for benefit verification to taking member calls from Texas. You see, what I learned is that health insurance benefits depend largely on the state that you live in. Each state's legislature determines what benefits must be covered, how high deductibles can be and what is not covered. In Texas, the lowest deductible was $2,500 per person compared to NM's minimum of $500. In Texas, Women's ...

Homemade Dishwasher and Laundry Soap

So I have really sensitive skin. My niece Erin jokes that she had decided that I am allergic to air. There are times I am inclined to agree! I have had a couple of dermatologists who have told me that I need to use all special products but haven't necessarily told me what products to use. What has happened in the past is the stuff that says "for sensitive skin" usually is the absolute worst. Remember when all of the Herbal Essence and like products came out? I fell for it and all of the skin on my back broke out in a huge rash from which I still have scars. Here are some of the products that have been the best for me: For Hair: DHS Free and Clear Shampoo Free and Clear Shampoo and Conditioner (not the hair gel) Aquanet (I know, right?!) For Skin: Panoxyl Foaming Acne Wash Cetaphil Gentle Cleansing Bar The Body Shop Brazil Nut Body Butter Blue Lizard Regular Sunscreen for my morning facial moisturizer L'Oreal Mousse Foundation and True Match powder N...